Insurance

That depends on your treatment plan, so we recommend booking a consultation before your open enrollment closes. Many employers hold open enrollment in the fall, which means you're choosing next year's FSA contribution right around now. If you know you'll need new teeth, implants, or extractions in the coming year, a treatment estimate from our local office gives you a real number to plan around instead of a guess. Your employer sets FSA plan contribution limits, and you can also review typical costs on our pricing page. That said, booking a consult now is the simplest way to walk into open enrollment knowing what you'll need.

Yes. Relines, repairs, adjustments, and replacement dentures are all eligible expenses, along with denture adhesive and cleaning supplies in many plans. If your dentures have started to feel loose, sore, or worn, that's often a sign they need attention, not just adhesive. Denture fit changes over time as your mouth changes, and the American College of Prosthodontists recommends having them evaluated every 5 years. Services like a reline or repair usually take less time to schedule, which makes them a practical way to use your remaining FSA balance before the year ends. Our local office can take a look and let you know what would help.

You can also put your balance to work for more than just treatment itself. Much of helps you recover comfortably and care for your new teeth afterward is also FSA-eligible. Any prescriptions your dentist writes, over-the-counter pain relievers you might use in the first few days, and even the everyday supplies that keep your new teeth comfortable and clean (adhesive, cleansing tablets, and denture brushes) — all are typically FSA eligible items. That said, we recommend you keep your receipts. Some administrators ask for them on smaller purchases. Quick tip: If you have a little left in your account after treatment, stocking up on the things you'll use every day is a simple way to make sure none of it goes to waste.

Yes. Both accounts can be used for eligible dental care for your spouse and/or your dependents, not just for you. That means if someone in your family has been living with missing teeth, or with dentures that no longer fit, your benefits can help them, too. It's one of the most common ways patients put unused FSA dollars to good use before the year ends. Eligibility rules for dependents are set by your plan, so be sure to check with your FSA or HSA administrator if you're not sure. Our local office is happy to see any member of your family and help them understand their options, so book a consult today.

The quickest way: Check your FSA administrator's website or app. You can also check your most recent statement, or your benefits card may have a phone number on the back for balance inquiries.

Your deadline is set by your employer's plan, and for many of our patients, it's December 31, but not all plans follow the calendar year. Some include a grace period or carryover. If you're not sure, your HR team or plan documents will have the answer. Once you know your balance, our local office can help you plan treatment that puts all your benefits to good use.

They usually go back to your employer, so it’s a “use it or lose it” benefit. Flexible spending accounts are designed to be used within the plan year, which for many people ends December 31. That said, some plans allow a short grace period into the new year or let you carry over a limited amount. Either way, it depends on what your employer offers, so it's worth checking your plan documents or asking HR what yours allows.

If you've been putting off dentures or implants, this is a good reason to stop putting it off. The money is already set aside. Our local office can help you plan treatment that makes the most of all your benefits — every dollar.